Terms of Service

Effective Date: April 30, 2026

1. Acceptance of Terms

By accessing and using SmartSettled, you accept and agree to be bound by the terms and provisions of this agreement.

2. Description of Service

SmartSettled provides a platform to track and optimize shared expenses. We do not handle real money transfers, and any settlements are purely informational.

3. User Responsibilities

You are responsible for maintaining the confidentiality of your account and for all activities that occur under your account.

4. Disclaimer

The service is provided "as is". We make no warranties, expressed or implied, and hereby disclaim all other warranties.